Password Tracker - Download!

When Tony and I bought a house and combined finances, I started to think about what would happen if something happened to either one of us. What would happen if I was in an accident and he needed to get into my medical files online or he had to pay a bill that I always took care of? Would he know if we had an online account? Would he know the password? What if something happened to him and I had to take care of his car payment? Where do I go online... What is his log in information... His password... I had no clue. 

I decided to create a Password Tracker Binder. This binder allows us to keep track of all of our passwords from my Amazon log-in to our wedding registries to our online account with the Water Board. The sheets have a place for the website, username, password, the e-mail linked to it, and any notes.  I have alphabet dividers in the binder to keep it organized by the website.  

Password Tracker Sheet

Download: Password Tracker

I do recommend keeping this in a very safe place! There's a lot of sensitive information stored in this little binder. 

This is great for the two of us but this could also come in handy for loved ones. I know that if something ever happened to my parents, I wouldn't know about all of their accounts. A Password Tracker Binder or Accounts Binder would be a good place to start even if it were a year or two outdated. 

Enjoy!

Monthly To Do List - Download!

One of the things that I struggle with is remembering to do the things the only occur on a monthly basis or less frequently. Washing towels (every week) and sheets (every other week) are regular things but some of the other stuff, I forget when I did it last. 

Some of these things include a heart-worm pill for Gizmo to changing our tooth brushes to the water filter in the refrigerator. There are also things to check for safety reasons. I created this checklist that I keep in my planner. At the beginning of the month, I check to see what needs to be done. 

Here are the things that I have included along with the frequency that I am using. 

Heart-worm pill for Gizmo - every month 
Rid-X in the septic tank - every month 
Check Fire Extinguishers - every month 
Wash Comforter - 2 months 
New Tooth Brushes - 3 months 
Clean lint trap (scrub) - every 3 months 
New Mascara - every 6 months 
Check expiration dates on medication - every 6 months 
Changing out the filter in the refrigerator - every 6 months 
Check smoke and carbon monoxide detectors - every 6 month

I've included the sheet so you can personalize it and adjust the frequency on your personalized sheet! 

Download: Monthly To Do List

Montly Budget - Download!

When I was still in school, I kept a "budget" my initial budget was really just a tally of what I spent and on what. For this is used a basic spreadsheet that was broken up into groceries, eating out, gas, clothes, and miscellaneous. Once I graduated, I started a pseudo-budget where I estimated what I was going to spend and then once or twice a month, I'd update to see how I was doing. This was the first iteration of our budget file. 

When Tony and I bought our house, it was time to combine finances. For us, it was easier to take the money out of one account rather than figure out who would pay what when. (I know the "combine or not to combine finances" is a debate in its self. I am just saying what worked for us.) 

Here's our budget template. There's one sheet for every month along with a summary sheet that Tony pulled together. 

Download it here!

Here's a breakdown of what's on each month's page.

Income - It's set-up for two incomes

Total Cost - Summed from the info below

Household expenses - Mortgage, Taxes, and Utilities

Vehicle Expenses - Set-up for two car payments

Entertainment Expenses - Everything from Redbox movies to live entertainment

Food Expenses - Groceries to Work Lunches and Dining out

Personal Expenses - Cash for us to Personal Care Expenses

Vacation Expenses- Our expenses plus our puppy's costs

We're getting closer to using it as a real budget.  We look at it at the end of the month to see where we can cut back.  It's a work in progress but we're getting there.  If the file doesn't download properly, leave your e-mail here and I'll send you the excel file.